Wednesday, January 02, 2019

AMA 10 resolutions for the New Year

AMA's 10 resolutions for the New Year. I'll need another list. Already have done all of these.

  1. Know your risk for type 2 diabetes--
  2. Be more physically active—
  3. Know your blood pressure numbers—
  4. Reduce your intake of processed foods, especially those with added sodium and sugar—
  5. Take antibiotics only as prescribed--
  6. Alcohol only in moderation, up to one drink per day for women and two drinks per day for men--
  7. Quit tobacco and nicotine, declare your home and car smoke-free --
  8. Properly dispose of any leftover medication and never share--
  9. Stay up-to-date on vaccines—
  10. Manage stress—


Wednesday, December 26, 2018

10 tips for end of year planning

We may not be in a position to do #6 (gift up to $30,000 to an individual if married), but we all need to do #10, organize our records for 2019, and shred documents no longer needed for retention.

Also, in 2018, you can contribute up to $18,500 in your employer-sponsored retirement plan (i.e., 401(k), 403(b), most 457 plans, and the Federal government’s Thrift Savings Plan). Employees aged 50 or older who participate in such plans can contribute an additional $6,000 in "catch-up" contributions. #3


Monday, December 03, 2018

Elder abuse high in rural and tribal areas

Office of Justice Programs reports:  "Criminals tend to prey on seniors because of their retirement nest eggs," said Matt M. Dummermuth, OJP's Principal Deputy Assistant Attorney General, "and because seniors are often socially isolated, may have diminished capacity in handling financial matters and don't always know where to seek guidance when they are defrauded. We hope this summit, and federal and local partnerships, will help stop those who seek to steal from seniors and support those who have been stolen from."

Many rural and tribal areas have small police departments or sheriff's offices that cover large areas with few staff and minimal resources, making it difficult for law enforcement to conduct complicated fraud investigations. These cases often have international connections, which require federal jurisdiction and resources.

The Justice Department estimates that financial exploitation, the most common form of elder abuse, afflicts one in ten seniors. According to the "2018 DOJ Report on Elder Abuse and Financial Exploitation," each year an estimated $3 billion is swindled from America's senior citizens through mass-mailing and "grandparent" scams, fake prizes, fraudulent IRS refunds and extortion.

President Trump signed the bipartisan Elder Abuse Prevention and Prosecution Act into law on October 18, 2017. Since then, the Justice Department conducted the largest coordinated sweep of elder fraud cases in history. With help from all levels of government and the private sector, the Department charged more than 250 individuals. These cases resulted in the return of more than $220 million to victims."

Thursday, April 26, 2018

Wednesday, August 16, 2017

Older Americans are healthier and wealthier

"Though you'd never guess it from our youth-centric culture, older Americans are actually happier than younger folks. Americans 55 and older eat more fresh produce, smoke less, and have less worry and stress than their younger counterparts, a Gallup Survey[1] found. They also have a greater sense of purpose and well-being.

Older Americans also do particularly well when it comes to financial well-being, the study found, thriving at a rate of 53%, compared with 33% for younger people. They are happier with their standard of living, worry less about money, and say they have enough money to do what they want — all at significantly higher rates than those under 55."

http://www.businessinsider.com/sc/why-older-americans-are-happier-2017-7?

Wednesday, January 18, 2017

Are you relocating in retirement?

1. Don't hole up in your house. Get out, mingle and meet people.
2. Get your spouse out, too. If you have kids, even better.
3. Don't make a big deal about your self-importance or what you did previously.
4. Find something in the community that interests you and get involved.
5. If you have a specialty or skill, offer it for free.
6. Get involved with local sports. Games are major social events.
7. Offer to write or report, article or guest editorial for the local paper.
8. Take a class or teach a class.

This advice is from an author whose book I'll receive soon for review. 
"Radical Relocating: A northern big-city executive joyfully reflects on his move to the Virginia countryside" by Tony Vanderwarker.

I'm crispy

Image may contain: cat and text

Wednesday, September 28, 2016

Sydney retired at 44 and wrote a blog

I'm retired and I write blogs. Nine blogs. One is about retirement. (I also do other things like volunteer, go out with friends, and travel. For the first 9 years I also painted). I found a really great retirement blog yesterday I'll return to. Here's something she wrote in 2013.

Things you won’t accomplish in retirement:
Sending out Christmas cards,...
Losing five pounds,
Cleaning out your closets,
Reading a ton of books,
Keeping your house and garden in pristine condition,
Watching less TV,
Mastering a new instrument, language, or other field of study,
Becoming Martha Stewart, or
Saving The World.


I do still send real Christmas cards, and I've lost weight twice, 2006 and 2015. I did clean some closets and repack everything about 8 years ago. Also when we remodeled our bathrooms, three closets were reorganized and things tossed.  Three years into retirement I started pitching all the stuff I didn't throw out when I retired. It was amazing to see what I thought was important.  I did join a book club. One of the club's selections actually started my husband on a reading binge--Maisie Dobbs. No garden and not much house cleaning. I do watch more TV--but mostly news and HGTV. Learned blogging. Received as a gift a lot of Martha Stewart cookbooks--and I do more cooking than I did when I worked, but also we go out to eat more. And yes, I am saving the world, one baby at a time at PDHC.

http://retiredsyd.typepad.com/retirement_a_fulltime_job/2013/01/how-to-be-lazy-without-even-trying.html

Christmas card 2015