Wednesday, December 26, 2018

10 tips for end of year planning

We may not be in a position to do #6 (gift up to $30,000 to an individual if married), but we all need to do #10, organize our records for 2019, and shred documents no longer needed for retention.
Also, in 2018, you can contribute up to $18,500 in your employer-sponsored retirement plan (i.e., 401(k), 403(b), most 457 plans, and the Federal government’s Thrift Savings Plan). Employees aged 50 or older who participate in such plans can contribute an additional $6,000 in "catch-up" contributions. #3

Monday, December 03, 2018

Elder abuse high in rural and tribal areas

Office of Justice Programs reports:  "Criminals tend to prey on seniors because of their retirement nest eggs," said Matt M. Dummermuth, OJP's Principal Deputy Assistant Attorney General, "and because seniors are often socially isolated, may have diminished capacity in handling financial matters and don't always know where to seek guidance when they are defrauded. We hope this summit, and federal and local partnerships, will help stop those who seek to steal from seniors and support those who have been stolen from."
Many rural and tribal areas have small police departments or sheriff's offices that cover large areas with few staff and minimal resources, making it difficult for law enforcement to conduct complicated fraud investigations. These cases often have international connections, which require federal jurisdiction and resources.
The Justice Department estimates that financial exploitation, the most common form of elder abuse, afflicts one in ten seniors. According to the "2018 DOJ Report on Elder Abuse and Financial Exploitation," each year an estimated $3 billion is swindled from America's senior citizens through mass-mailing and "grandparent" scams, fake prizes, fraudulent IRS refunds and extortion.
President Trump signed the bipartisan Elder Abuse Prevention and Prosecution Act into law on October 18, 2017. Since then, the Justice Department conducted the largest coordinated sweep of elder fraud cases in history. With help from all levels of government and the private sector, the Department charged more than 250 individuals. These cases resulted in the return of more than $220 million to victims."

Thursday, April 26, 2018

Exercises for toning legs

https://www.silversneakers.com/blog/6-ways-tone-legs-butt-standing-no-floor/?

#1 Squats
#2 Stationary lunge
#3 Wall sit
#4 Band side step
#5 Step up
#6 Toe raise